Our Services

Partnering with PayBotx, a leading provider of cutting-edge POS and credit card terminals, we deliver seamless payment solutions that empower your business to thrive in today's competitive landscape. Our innovative technology allows you to offer an enhanced customer experience while efficiently managing transactions. With a focus on reliability and security, we ensure that your payment processes are both safe and swift.

By integrating our services, your business can take advantage of advanced features such as mobile payments, contactless transactions, and comprehensive reporting tools. Our dedicated support team is always available to assist you, ensuring you can focus on what matters most—growing your business. Empower your operations and stay ahead of the competition with our tailored solutions designed for businesses of all sizes.

The image features a logo with a green clover on the left and the word 'clover' in gray text to the right.

Partners we work with

Dejavo logo with purple rainbow above the name and the tagline 'an IPOS systems company' below.
Valor logo with shield emblem and tagline 'The Future of Payment Technology'

Cash Discount

Embrace efficiency and savings through our Cash Discount program. This approach lets your customers pay the processing fees, allowing you to receive the complete value of each transaction. It's a streamlined method to control expenses while ensuring transparency with your customers.

We make payments simple. With our secure terminal, you can automatically add up to a 4% service fee for card transactions. Customers who pay with cash avoid the fee — giving them a discount while you keep more of your hard-earned revenue.

Estimate Your Savings

Enter your monthly card volume and current costs to see how much you could save with our program.

Frequently asked questions

What’s the difference between a cash discount and a surcharge?
A cash discount reduces the price for customers who pay with cash. A surcharge adds a fee to card payments. We configure your terminal for a compliant cash discount or hybrid approach and provide signage and receipt settings. Availability and rules can vary by state and card network—ask us for guidance for your location and business type.
Is the 4% service fee compliant?
Our terminals follow card-network rules and print clear line items on receipts. We’ll provide disclosure signage and walk you through best practices. Some jurisdictions and card types have specific rules, so we’ll tailor setup to your use case.
How are debit cards and EBT handled?
Debit and EBT have their own regulations. We configure the program so you stay aligned with network rules. If you accept EBT, we’ll ensure the terminal handles eligible items and benefits properly.
What terminals and POS systems do you support?
We work with leading devices and POS solutions including Clover, Dejavoo, Valor and More. We’ll recommend the best fit for retail, restaurant, service, or mobile environments and set up features like tips, inventory, and reporting.
When do I receive my deposits?
Most merchants receive next-day or 1–2 business day funding, depending on your bank. We’ll confirm your expected funding schedule during setup.
Are there monthly fees or long-term contracts?
Programs are transparent with no hidden fees. We review any monthly costs (e.g., PCI or software) up front. Our services are offered on a contract-free basis. Clients may discontinue or cancel services at any time without incurring penalties or long-term commitments.
How do you help with chargebacks and fraud?
You’ll receive tools and guidance to reduce disputes: AVS and CVV checks for keyed/online payments, tip/receipt controls, and documentation templates. We’ll help you respond to chargebacks and improve win rates.
Can I use this for eCommerce and in-person payments?
Yes. We can set you up for in-store terminals, mobile readers, and online checkout. We’ll configure fees and disclosures appropriately for each channel.
Can I accept tips and show everything clearly on receipts?
Absolutely. We enable tip prompts and ensure receipts display the cash discount or service fee clearly with compliant language.
Do you support multiple locations or franchises?
Yes. We can standardize settings across locations while keeping location-level reporting and deposits.
How are refunds handled with a cash discount/service fee program?
Refunds follow your normal policy. We can configure terminal behavior for item returns and advise on best practices so receipts and audit trails remain clear.
How do I get started and how long does it take?
Share a recent statement and business details. Most merchants are approved quickly, hardware ships fast, and you can go live in a few days. Call 321-352-0453 or request a free quote.

Schedule a complimentary consultation